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What's it called when a bank has the right to claim ur belongings from home?

i.e. they can break the lock of your door and paste stickers on the stuff that you own and later auction them off.

May be you are referringg to Hypothecation

for ex. if you hypothecate your car to a bank (pledge), get a loan and default on it, then the bank would get right to cease and auction your car

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