Ring Shank
platinum solitare .25ct diamond ring - worth £995 fir insurance?
do you think the below description is a true value?
"ladies platinim solitare. A .25ct brilliant cut diamond in a platinum claw setting. Platinum shank, hallmarked in edinburgh. weight of ring 5.5gms. Loupe clean."
worth £995??
thx!!
Let me give U some workings of prices on diamonds alone first. Weight of diamonds are graded in carat:
1 ct. - 100 points
1/2 ct - .50 "
1/4 ct - .25 "
Now ur diamond is .25ct & the normal brilliant cut - U did not mention what grade as in colour, or VVs, VS1, VS 2, SI 1 , SI 2 , or even "piquet" range . VVS - very very slight , VS1 - very slight "inclusions" 1 quality , SI 1 - 3 is visible to the naked eye, the "inclusions", could mean bubbles, feather, carbon specks & more.
The cost of ur solitaire .25ct., VS, G-H colour, should cost NOT MORE THAN $125 POUND , (not able to type the pound sign) .
The setting, if in platinum, there should be a mark stamped "PLAT" to certify it is platinum. If it is the normal 18kt WHITE GOLD , 14kt WG. the mark wil be 18K , 14K, which is a mixed platinum & other metals to make up the WHITE GOLD metal for setting of jewelry. Again this setting, if in PLAT should not cost U more than - $90 POUND .
DIAMOND RING - $125 + 90 = $215 POUNDS
Please dont allow the valuers to value your ring to such a high price unless U have paid $995 not knowing the actual retail cost. Next time when U are out looking for another piece of diamond jewelry to buy, I suggest U go to Chinese jewlers or make a trip to Hong Kong to buy all the things ur heart desire.
It is the jewelry centre & U will go crazy just seeing the amount of shops with the diamond & all precious gems on display.
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